For management purposes, the Group is organised into business units based on principal activities of subsidiaries and has the following operating and reportable segments:

• The non-life insurance segment offers a wide variety of insurance products to both personal and corporate customers including automobile insurance, agricultural, property and liabilities insurance;

• The life insurance segment offers a wide range of participating, endowments, annuity and universal life insurance products;

• The health insurance segment offers a wide range of health and medical insurance products;

• The asset management segment offers asset management services;

• The headquarters segment provides management and support for the Group’s business through its strategy, risk management, treasury, finance, legal and human resources functions;

• The others segment comprises insurance agent business, reinsurance business and other operating business of the Group.